Home  Small Group Health and Workers' Compensation
The Integrated MediComp Program
Small Group Health and Workers' Compensation |
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State law requires all employers to provide workers'
compensation insurance. To assist you in meeting this requirement, Anthem blue cross and Employers Compensation Insurance Company have joined forces
to offer Small Group health and workers' compensation insurance in one
convenient, affordable program.
Integrated MediComp provides employers of 2-50 employees
a comprehensive 24-hour health care package that continuously covers
members, whether on or off the job. Integrated MediComp includes:
Health coverage
- An extensive network of providers
- Non-occupational illness or injury coverage
Workers' Compensation coverage underwritten by Employers
Compensation Insurance Company for industrial injuries or accidents
- Medical benefits
- Temporary disability benefits
- Permanent disability benefits
- Vocational rehabilitation
- Death benefits
Integration of the coverage allows your employee's
network family physician to treat both personal illness and work-related
injuries, and refer to specialists when necessary. Centralizing
medical treatment within one network reduces administrative paperwork
and duplicate or unnecessary treatment so your employee can return to
work sooner. It also reduces the possibility of fraudulent workers'
comp claims that ultimately increase costs to you, the employer.
Key Advantages for Employers
- A single, consolidated monthly bill is provided for the group
medical, workers' compensation, dental and life insurance providing
simplified administration.
- One insurance source eliminates duplicate claim filings, in turn
reducing costs and possible fraud.
- A loss control consultant is available to assist your management
team in evaluating exposure to loss and analyzing your loss history.
- You regularly receive reliable up-to-date loss information that
could point out problem areas and safety issues to be addressed.
- You are rewarded for being safety-conscious: customers with documented
safety programs in place may receive rate discounts.
Ask your Anthem blue cross agent for the appropriate application
forms. Based on your completed application, your agent will provide
you a proposal and quote.
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