Group Plans

For Health Plans Is your Group Health Insurance Partner

Our purpose at For Health Plans is to make it easy for you to find the right product; one that offers the coverage you need, with a premium and deductible that works for your employees and fits your budget as well. When you buy through us, you get more than just a health insurance plan; you get a health insurance partner. Please contact us for assistance with your questions and concerns.

California group health plans are designed as a benefit for the employees of a business who are not temporary and are working full time in the business. A single policy can cover the medical expenses of a number of people. The age or physical condition does not matter for this type of insurance policy and most all are eligible. Group health insurance is available in several types including fee-for-service, HMO, PPO and POS. The type that is chosen by the employer will be applied to all the employees.

One of the primary benefits when an employer offers California group health insurance is that the employer is better able to gain and retain high-performing employees. Another advantage which employers may not initially consider is that there can be less work disruption due to illness. Group health insurance gives employees peace of mind as well as a higher and more long-lasting regard for their employer and their employment.

As an employer in the state of California, you are eligible for small group health insurance if you employ between two and fifty people. If your business qualifies, we encourage you to look closely at the details of the various plans described on our website. Do the plans cover what you would like to see covered? Is there anything left out? What are the co- payments for doctor’s office visits? What about prescription coverage? What are the out-of-pocket maximums after which the insurance company pays 100% of the costs?

We support you after you buy in communicating with the insurance company and we shop aggressively for quotes when it is time to renew. Finally, we would like to remind you that California group health insurance companies require that the employer contribute at least 50% of the employee only premium, and they require at least ¾ of your eligible employees to enroll in the plan that you offer as a benefit to them.

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Disability Insurance

Disability insurance provides payments to replace income you have lost due to a long-term illness or injury and cannot work. This is an essential type of coverage for working and aged people to consider. Disability insurance does not cover the cost of rehabilitation if you are injured. A Long Term Disability Insurance will help to protect your income, credit, and mortgage payments. A disability insurance policy provides the assurance that you will have income if you become disabled and can no longer work.

Some employers offer group disability insurance and this may be one of the benefits where you work. Alternatively, you might be eligible for some government-sponsored programs that provide disability benefits. Many different kinds of individual policies are also available. Disability insurance can be considered income replacement insurance and includes weekly indemnity, short or long-term income replacement insurance or short or long-term disability insurance.

Business Health Insurance and Employee Benefits, Group Medical Insurance Plans from Anthem Blue Cross, Kaiser and Blue Shield of CA, LA County CA

For Health Plans | California Individual Health Plans, HMO & PPO Healthcare Insurance, Family Health Insurance, CA Health Care Reform Plans, Dental Insurance, Health Insurance Agency, Group Medical Insurance, Business Health Plans, Affordable Care Act Assistance, Anthem Blue Cross, CA Medical Plans, Kaiser Permanente, Affordable Healthcare Insurance Plans, Blue Shield of CA, Employee Benefits, Calabasas, San Fernando, Beverly Hills, Santa Monica, West Hollywood, Culver City, Burbank, Agoura Hills, Westlake Village, Simi Valley, Santa Clarita, Thousand Oaks, Glendale, Inglewood, Malibu, Los Angeles County California | 18375 Ventura Blvd., #129, Tarzana CA 91356 | (818) 225-1591