Home  FlexScape Key Features FlexScape Key Features

FlexScape has popular and reliable Anthem blue cross coverage along with original new features that contain the following:

• Defined Contribution Options
  
  
• Employee Elect Plus
  
  
• Section 125 Premium Only Plan

Defined Contribution Options

FlexScape's defined contribution options give employers the influence to control their benefit costs. Employers can better plan their budgets and also free up money for growing their business. Also suggests three contribution options namely percentage and plan option, fixed dollar option and traditional option.

• Percentage & Plan Option :
Employers choose one percentage (50-100 percent) to contribute to their employees' monthly premiums, and tie that payment to any plan, excluding the Basic PPO Plan from BC Life & Health Insurance Company. Their employees have the decision to select any other plan and use that contribution toward the purchase of their chosen plan. The employee is in charge for any premium amount over the percentage dollar amount for the plan to which the employer donates.


• Fixed Dollar Option : Employers opt to pay any fixed dollar amount, $100 or greater in $5 increments, to donate to their employees' monthly premiums. Amount applies to almost all plans that are being obtainable to employees.
  
  
• Traditional Option : Employer chooses a percentage (50-100 percent) to contribute to their employees' monthly premiums. This percentage is also applicable to all plans offered to employees.

FlexScape also gives you three financing options for dental benefits:

• Defined Contribution 15
  
  
• Defined Contribution Select
  
  
• Traditional Contribution.

Please see the Dental Section for more details.

Under all these contribution options, employees pay any balance of the premium.

Employee Elect Plus

FlexScape's defined contribution arrangements deliver real stability to employers. Its Employee Elect Plus feature delivers real choice to employees. Employers can present all of Anthem blue cross' quality health plans to their workers under this one-of-a-kind program. Employees are able to choose the coverage which suits their unique needs and budgets in a good manner. Your group can select any or all nine medical plans1 as well as all five dental plans.

Section 125 Premium Only Plan (P.O. P.)

FlexScape's Premium Only Plan (P.O.P) offers employers and employees even greater opportunity for savings. This IRS certified plan agrees to workers for use in pre-tax dollars to pay their share of benefit premiums. So total taxable payroll is reduced, thus saving employers on FICA and other taxes become the outcome.

Click here for more information.

A tenth plan, our Basic PPO Plan, is available only if it is the only PPO/EPO plan offered or if it is chosen in permutation with other PPO/EPO plans so that your group has been uninsured for 30 or more than 30 days.